Risk Management

Risk Management Office
P.O. Box 276130
Sacramento, CA 95827
(916) 876-5251
e-mail us

PROGRAM DESCRIPTION:

Liability Insurance:  Sacramento County is self-insured for Liability Insurance claims.  The County also purchases excess Liability Insurance to cover claims above a self-insured retention of $2.0 million.  Sacramento County also utilizes pooled and group insurance purchasing programs for certain coverages including property, boiler and machinery, aircraft, airport operations and pollution liability.  The Liability Insurance program is administered by the Risk Management Office in the Department of Personnel Services.  The mission of the Liability Insurance program is to effectively manage risk and the impact of liability and property losses through the use of self-insurance, excess insurance, specialized insurance policies, contractual risk transfer, and the effective and timely handling of claims.  The costs of the Liability Insurance program are allocated to County departments based on 70% 7-year claims history and 30% full-time equivalent (FTE) positions.

Property Insurance:  The Risk Management Office purchases a property insurance policy for County-owned property and administers all claims against the policy.  The costs of Property Insurance for County-owned properties where the properties/facilities are 100% administered and/or occupied by a single department are allocated by the Department of Personnel Services to the respective department.  Costs of Property Insurance for County-owned facilities occupied by multiple departments are allocated by the Office of Financial Management based on the percentage of total building square footage each department occupies.  The costs of all Property Insurance are based on property value.

MISSION:

The mission of the Liability/Property Insurance program is to effectively manage risk and the impact of liability and property losses through the use of self-insurance, excess insurance, specialized insurance policies, contractual risk transfer and the effective and timely handling of claims.

GOALS:

  • Continue to expand the Liability/Property Insurance program’s involvement with departments through risk and insurance workshops and quarterly/annual claims reviews.
  • Provide professional, timely and thorough contract reviews for all departments.
  • Administer claims in a fair, timely and effective manner.
  • Increase subrogation and insurance recoveries.

Telephone Numbers: 

The general office phone number for the Risk Management Office is (916) 876-5251.  The fax number is (916) 876-5156. 

Risk Management Forms:

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